Archive | Personal Financial Crisis

Preventing a Catastrophe in the California Crisis

Preventing a Catastrophe in the California Crisis

Since June 15, 2009, lenders in California who foreclose on defaulting homeowners have to give them an additional three months’ notice – beyond the current three months – before filing a notice of sale for the property. Continue Reading

Posted in Foreclosures, Mortgage Crisis, US Financial Crisis1 Comment

Free Loan Calculator

Free Loan Calculator

Here’s a free loan calculator for mortgage loans and other personal loans.

Just enter a loan amount or the purchase price of your property and other details such as the interest rate and the term of the loan and press the “Calculate” button. Continue Reading

Posted in Loan Calculator, Personal Financial Crisis0 Comments

US$18 million Website to Help Americans Recover from the Financial Crisis

US$18 million Website to Help Americans Recover from the Financial Crisis

The US Government is spending US$18 million on a website to update us on how they’ll be spending the economic stimulus money to help Americans recover from the global financial crisis. Continue Reading

Posted in Financial Aid, Financial Websites, Global Financial Crisis0 Comments

10 Tips on How to Avoid Foreclosure

10 Tips on How to Avoid Foreclosure

If you’re unable to keep up with the mortgage payments on your home, there is a risk that your lender will foreclose on the loan. Continue Reading

Posted in Foreclosures, Personal Financial Crisis0 Comments

Practical Tips to Save Money on Your Utility Bills

Practical Tips to Save Money on Your Utility Bills

In the current economic climate, we all need to look for ways to save a bit of money.

One of the least painful ways of doing this is to cut back on your use of household energy and water. As an added bonus, you will be doing the environment a favor at the same time. Continue Reading

Posted in Personal Financial Crisis, Saving Money0 Comments

Alternative Options When You’re Facing Foreclosure

Alternative Options When You’re Facing Foreclosure

In the current economy, more and more homeowners are having trouble making their monthly mortgage payments.

The number of foreclosures is at a record high, and looks set to balloon over the next few years. Continue Reading

Posted in Bankruptcy, Foreclosures1 Comment

What to do when you Lose Your Job

What to do when you Lose Your Job

If you’ve just joined the ranks of the unemployed, you might be wondering how you are going to survive without your usual income while you are looking for a new job. Continue Reading

Posted in Personal Financial Crisis, Unemployment0 Comments

How To Stop Using Your Credit Cards!

It has become almost “normal” to owe thousands of dollars on your credit cards these days. So many people can only afford to pay the minimum on their cards each month, yet they keep on spending, often on things they don’t really need. Continue Reading

Posted in Credit Cards2 Comments

Is a Payday Loan Suitable For You?

financial-crisis1A payday loan is not difficult to get if you are 18 or over, a U.S. citizen and have a bank account and a job or other source of income. Continue Reading

Posted in Payday Loans, Personal Financial Crisis2 Comments

What is Bankruptcy

financial-crisisIn the current economic situation, many people are facing difficult choices about how to get out from under mounting debt. One of these is declaring bankruptcy. Continue Reading

Posted in Bankruptcy, Personal Financial Crisis1 Comment

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