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Preventing a Catastrophe in the California Crisis

Preventing a Catastrophe in the California Crisis

Since June 15, 2009, lenders in California who foreclose on defaulting homeowners have to give them an additional three months’ notice – beyond the current three months – before filing a notice of sale for the property.

Free Loan Calculator

Free Loan Calculator

Here’s a free loan calculator for mortgage loans and other personal loans. Just enter a loan amount or the purchase price of your property and other details such as the interest rate and the term of the loan and press the “Calculate” button.

US$18 million Website to Help Americans Recover from the Financial Crisis

US$18 million Website to Help Americans Recover from the Financial Crisis

The US Government is spending US$18 million on a website to update us on how they’ll be spending the economic stimulus money to help Americans recover from the global financial crisis.

10 Tips on How to Avoid Foreclosure

10 Tips on How to Avoid Foreclosure

If you’re unable to keep up with the mortgage payments on your home, there is a risk that your lender will foreclose on the loan.

Practical Tips to Save Money on Your Utility Bills

Practical Tips to Save Money on Your Utility Bills

In the current economic climate, we all need to look for ways to save a bit of money. One of the least painful ways of doing this is to cut back on your use of household energy and water. As an added bonus, you will be doing the environment a favor at the same time.

Alternative Options When You’re Facing Foreclosure

Alternative Options When You’re Facing Foreclosure

In the current economy, more and more homeowners are having trouble making their monthly mortgage payments. The number of foreclosures is at a record high, and looks set to balloon over the next few years.

What to do when you Lose Your Job

What to do when you Lose Your Job

If you’ve just joined the ranks of the unemployed, you might be wondering how you are going to survive without your usual income while you are looking for a new job.

How To Stop Using Your Credit Cards!

It has become almost “normal” to owe thousands of dollars on your credit cards these days. So many people can only afford to pay the minimum on their cards each month, yet they keep on spending, often on things they don’t really need.

Is a Payday Loan Suitable For You?

A payday loan is not difficult to get if you are 18 or over, a U.S. citizen and have a bank account and a job or other source of income.

What is Bankruptcy

In the current economic situation, many people are facing difficult choices about how to get out from under mounting debt. One of these is declaring bankruptcy.